Why use Dash Notary? From Julia Kappel, RE Investor

Tonie may have saved me $200,000 in an hour last weekend! I was in the process of signing a contract to purchase a house when a minor question came up with the listing agent. Tonie, who was present as a witness and notary, could have just allowed us to work it out ourselves but instead she facilitated the discussion by asking some neutral but very important questions. As the talks went on, it became clear that there were several underlying issues with this transaction that could become a problem in the future such as claims of fraud on prior transactions and the ability of the seller to make sound decisions.

Had Tonie not asked the questions she did, in the way that she did, I would not have known about these issues. Tonie's former real estate experience and her ability to understand the ramifications of what was being said by the listing agent and the seller in casual conversation led her to step up and refuse to notarize any documents until these issues could be resolved. Had she not been willing to do that, I may have completed the transaction and later lost the house in a legal battle. I can't say enough about how impressed I was with Tonie's professionalism and skills and how much I appreciate her saving my bacon! I'll be using her services much more in the future!

Bush Vantage Collection Corner Desk, Harvest Cherry

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quick tour of hill county in 48 hours we did

Three Flawed Notary Practices That Put You At Risk

Flawed Notary practices can put you at serious risk. No matter how urgently a document needs to be notarized, or how demanding a client or employer is, violating the essential rules of notarization leaves you exposed to lawsuits. Here are three of the most egregious practices to avoid:

Notarizing without the signer being present. Notarizing without the signer being present is prohibited in all U.S. states and territories. Any request to notarize a signature where the signer isn’t present to verify his or her wishes is an open invitation to fraud — and leaves the Notary to bear full responsibility against allegations of negligence resulting from the signer’s absence.

Failure to identify a signer. Every signer must be identified by the Notary according to statutory rules. A signer lacking satisfactory evidence  of identity is not safe to notarize for — without satisfactory evidence of identity, the Notary has no way of knowing whether the signer is an impostor posing as the person named in the document.

Allowing someone else to use your seal. The Notary’s seal must remain under the Notary’s control at all times, and only the Notary is authorized to affix the seal impression to certificate wording. Allowing an unauthorized person to use your seal is against the law and enables falsification of documents — but if your seal was utilized, you can still be held responsible for any problems resulting from letting another person use the seal.

http://www.nationalnotary.org/Media/notary_news/three_flawed_notary_practices_that_put_you_at_risk.html

Remember it is illegal to do webcam notarization for over 28+ states already with more ligation & laws being put into effect everyday that passes.

(Reuters) - Nearly 12 million Americans were victims of identity theft in 2011, an increase of 13 percent over 2010

according to a report released on Wednesday by the research firm Javelin Strategy & Research.

Another headline other day:

(Android Security issues) 5 million of Android devices got infected by virus, security giant Symantec says.

The above has been a well known issue with androids since the release.... with so much ID theft via phones why are folks not paying attention?

Here are a few tips:

From Javelin to avoid becoming an identity fraud victim and mitigating losses:

- Password protect your home and mobile devices. Avoid exposing personal information that can be used by someone else for identity verification.
- Be careful about the apps you download. Only download through a service that monitors the apps, such as iTunes.
- Share information carefully when you are on a public wifi network.
- Monitor your credit cards by checking their use online or reading the statements carefully. Quickly report to your credit card issuer if you see any suspicious transactions.
- Take data breach notifications seriously. If your data has been accessed, consider subscribing to a credit-monitoring service, which is often is offered for free for a year by the company that had been breached.

~~~~~~~~~~~~~~~~~~~~~~~and more Tips from me:

1. Lock your screen with a pin code or password. While this seems simple, anything that provides an extra layer of difficulty for an untrustworthy user is beneficial.
2. Install and enable remote services. All major smartphone operating systems (Blackberry, iOS, Android, Windows Mobile) can be enabled with some or all of these features: remote lock, remote wipe, and even GPS location (for finding where your phone went) are available in many cases. This goes hand in hand with No. 3.

3. Back up your data. Either through a product that offers this functionality, or simply by copying your documents, pictures and info to your computer. This can save you in the event of a lost, stolen, destroyed, or otherwise non-functioning phone.
4. Use encryption where available. Though not offered on every platform, if you can use it, you should. Even in cases where you lock your phone, the data on your device storage can, in some cases, be accessible unless it is encrypted. This includes external memory cards, such as SD cards, installed in the device as well.
5. Use Antivirus. The mobile malware landscape is developing more quickly now than ever before, due to increased reliance on smartphones for everyday tasks such as banking, paying bills, and managing finances. As a direct result, malware writers will likely show an ever increasing interest in gaining access to your money.