Can you close your home anywhere? TX VS IL this time

Hi Tonie, I have a remote closing question for you. The customer's are buying a home in Illinois and selling their home in Plano. Customer's wants to close both loans in Texas. I am getting push-back from real estate attorney in Ill. He states that "The transaction will need to take place in Illinois. We are an attorney state where both attorneys need to be present at closing."

Does that sound right to you?

My short reply:

Nope not correct -- both homes can be closed here in Texas since IL is NOT Attorney State... Keep the questions coming

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Revised Laws Provide Better Protection for Estate and Financial Planning: An alarming increase in financial manipulation and abuse of the elderly has inspired many states to tighten their laws pertaining to estate and financial planning, and Notaries Public play an important role in the prevention process, specifically in reference to the execution of durable power of attorney documents.

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Military and Overseas voters should visit FVAP.gov. Long Distance Voter's forms and information should only be used by voters with US mailing addresses.

Important Deadlines

• Voter Registration Form: Postmarked on or before October 9, 2012
• Absentee Ballot Application: Received by close of business on October 30, 2012
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Can you do Medallion services as a Notary Public?

This question came up today from a friend of mine....

Have I done them in the past when I worked for a bank yes Shelly --- now-a-days as a notary here is the proper response:

The answer is a “medallion signature guarantee,” a special signature guarantee required for the sale or transfer of securities (a type of negotiable instrument). This service is provided only by banks or other financial institutions that have been certified to issue medallion signature guarantees. Sale or transfer of securities instruments requires the holder’s signature. By issuing a medallion signature guarantee, the selling or transferring financial institution guarantees that the signature is genuine, and accepts liability for signature forgery. This differs significantly from a notary’s purpose in performing an acknowledgment or oath/affirmation notarial act.

In short, a medallion signature guarantee is the issuing financial institution’s certification that a signature related to sale or transfer of securities is authentic. Medallion signature guarantees have a completely different purpose from notarization, should not be confused with notarization, and ***cannot be performed by a notary unless he/she is a certified participant in a financial institution’s medallion signature guarantee program.***

Any requests for a “medallion signature notary” or “golden medallion notarization” or similar should be referred to a bank. The requester may contact any local bank and ask if the bank can issue a “medallion signature guarantee.” Warmly, Tonie

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