Friday, January 21, 2011

Try and not beat up your notary when they are not allowed to tell you ...

so just an FYI to the normal and business folks out there in this big world.  Most notaries are not allowed to discuss the items in your documents with you.  In other words we can be general in our explanations but cannot say that this interest rate sucks or you should really go get attorneys if you need a will drawn up etc.

It is the clients responsibility to know what they are signing and to be not under duress while doing so.

There is no reason to be rude to said notary examples: client saying "I was just called by XYZ company at 5pm and never got the copy of the HUD or documents" that would be on your lender's shoulders or closing company's.  Not a reason to curse out the poor notary that is going to your home at 8pm or 1am in the morning to close your deal before interest rate expires etc.


We are not attorneys or allowed to act as such.  If you have questions about said documents I know plenty of attorneys to refer you to.

I only hope this helps someone out there to understand we are truly there to do the following:


Witness
1. A Notary is appointed by the state in which he resides and acts as an impartial witness to the signing of a document. The Notary must only be a witness and cannot provide any kind of advice to either party.

Fraud Prevention
2. Before signing occurs, a Notary must first verify the identity of each signer and make sure both parties are aware of the ramifications of the agreement and are not being forced into signing the document. This process is a good line of defense against an increasing problem with identity theft and homeland security issues.

Authenticity
3. After both parties sign the document, the Notary must place her Notary Public seal on the document and sign the document as well. A document with a Notary's seal on it guarantees the document's authenticity to hold up in court as a legal document.

Business Asset
4. A Notary Public can be a vital asset to a business. An official Notary seal on important business paperwork can secure the company against impending lawsuits or financial risks.

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